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Agri-Finance

We know farming. We know financing. We know you. FS Agri-Finance provides businesses with financing programs that fit each operation's needs. Each program is designed to reduce risks and increase profitability. When you finance through FS, you work with leading agriculture professionals that understand the cyclical nature of production agriculture, and who know that each farming operation is different. As a locally-owned cooperative system, we are dedicated to the profitability of our customer-owners and welfare of our agriculture community.



Pete Hornstein – Heritage FS, Inc.

Pete is our Risk Management Specialist based in Gilman, Illinois. He has several years of experience in the agriculture and banking industries.

John-Musser

Kyle Kraft – Heritage FS, Inc.

Kyle is the Credit and Energy Procurement Manager based in Gilman, Illinois. Kyle has been with Heritage FS for 11 years.

John-Musser

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